Should You Buy Cell Phone Insurance?
When you’re spending around $100 for a single phone, or even when you’re part of a family plan, spending additional money on a cell phone insurance plan is hard to swallow. Sure you want to know that if the screen cracks or the battery stops charging, but is it worth adding another monthly payment to your bills? Take a moment to look at your phone now. Is there a case on it? Is the screen cracked already? How long does your battery last? A way to determine this is to compare the money you would spend on a cell phone warranty to how much time you spend on the phone. If your phone were to break, would that amount of money be worth it to fix your phone? Here are some more things to consider before you purchase a cell phone insurance plan.
How Likely Are You to Lose or Break Your Phone?
If you have a rather simple desk job and your phone sits there all day, this will decrease the risk of it falling and cracking. If you are a construction worker who carries their phone in their back pocket, this may at to the wear and tear of the phone. Also, consider what activities you participate in on the weekends. Going to concerts or sports games where you’re more likely to take pictures and risk dropping it on concrete as opposed to going to the movies or staying at home with your family where it’s safer, what you do with your phone and where is a consideration.
What Will Smartphone Insurance Cover?
Typical warranties that come with your phone’s plan may not cover everything you expect and other third party plans also have different offerings. If you live in an area that has frequent mobile phone thefts, you may want to find a plan that offers mobile theft insurance. If you’re into water sports or skiing and think it’s a possibility that you drop it in the water or snow, a plan that includes liquid damage would be useful Find a plan that fits your needs and budget.
How Much Will it Cost?
Don’t look at just what the insurance plan covers, but also the premiums and deductibles. With
Charge isn’t holding
If you love taking selfies at concerts, going water skiing with your phone in your pocket, or just have slippery fingers, we have everything that you need to get better service and better plan options. Call us today to learn more.